Prepare: Anticipate your retirement

Preparing for retirement allows you to anticipate this period of reduced income linked to your professional activity.

This gives you the opportunity to control your standard of living when you retire and to overcome uncertainties related to tax pressure.

Faced with this trend of declining income at the time of retirement (aging of the population, increase in life expectancy, less linear careers), it is essential to prepare as soon as possible in order to try to maintain the level life that we have by being active.

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The retirement system in France operates on a pay-as-you-go basis, that is to say that the retirement contributions of working people are directly used to finance the pensions of retirees. With the aging of the population - which will continue - more and more retirees are living longer, and proportionally there are fewer assets to finance pensions.

The fact that the pay-as-you-go pension system is in jeopardy requires anticipating a drop in the level of retirement pensions and therefore an even greater drop in income than it already was when one went through life. active in retirement.

If it was then already strongly recommended to provide additional income so as not to see one's “lifestyle” too impacted by this change of status, this has become essential in order to hope to preserve one's standard of living;

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